Home Insurance
Protect Your Home and Everything You Hold Dear
Your home is more than a building—it’s your safe haven. Our home insurance policies are designed to safeguard your property, possessions, and peace of mind from life’s unexpected events.
Why you should consider home insurance.
Your home is one of your most valuable assets. Here’s why home insurance is essential:
- Financial Protection: Covers repairs or replacement costs in case of damage due to fire, storms, or other disasters.
- Liability Coverage: Protects you if someone is injured on your property and files a claim.
- Peace of Mind: Sleep easy knowing your home and family are protected against life’s uncertainties.
Our advisors are here to help you find a policy tailored to your needs—so you can feel confident and secure in your home.
Why Wait? Give Us a Call NOW!
We’re really big on human interaction and customer service. Our clients call us all the time to ask questions or get help. No need to wait for an appointment. Just give us a call and we’ll help you get started.
(435) 789-9151
Options To Consider
Standard Homeowner’s Insurance
Comprehensive protection for your property and belongings, including coverage for natural disasters, theft, and liability.
- Covers your home’s structure and personal possessions.
- Includes liability protection for injuries or property damage to others.
- Provides additional living expenses if you’re displaced due to covered damage.
Additional Coverage Options
Expand your protection with tailored add-ons for unique needs.
- Flood Insurance: Protect against water damage not covered by standard policies.
- Earthquake Insurance: Coverage for homes in seismic zones.
- Scheduled Personal Property: Extra protection for high-value items like jewelry or art.
Frequently Asked Questions
What does home insurance typically cover?
Home insurance usually covers damage to your home and belongings from risks like fire, theft, and storms, as well as liability protection if someone is injured on your property.
How is the cost of my home insurance determined?
Your premium is based on factors like your home’s value, location, construction type, and the coverage options you select. We’ll help you find the best value.
Can I bundle my home insurance with other policies?
Yes! Bundling your home insurance with auto or other policies can often save you money while simplifying your coverage.
What happens if someone gets injured on my property?
Liability coverage in your home insurance can cover medical expenses and legal fees if someone is hurt on your property.
Is flood or earthquake coverage included in standard home insurance?
No, flood and earthquake coverage are typically not included. These can be added as separate policies to ensure comprehensive protection.
What should I do if my home is damaged?
Contact your insurance provider immediately to file a claim. Document the damage with photos and keep any receipts for repairs or temporary housing.
What’s the difference between replacement cost and actual cash value?
Replacement cost pays to rebuild or replace your home at today’s prices, while actual cash value considers depreciation. We’ll help you choose the right option for your needs.
Be Confident in Your Coverage
Get a Quote
We’re love to discuss your situation and give you a quote. Fill out the form below and one of our agents will get in touch with you shortly.